Aid and Attendance Pension Benefit for Veterans
November 4, 2019
As we honor veterans this month on November 11, think about any veterans you know who may be dealing with the cost of elder care, such as paying for assisted living, home care, adult daycare, or skilled nursing facilities. If so, be aware that the Veterans Aid and Attendance benefit (A&A) could be a solution to help your friend, family member or client, offset rising care costs. Determining eligibility isn’t always easy and each case is ultimately decided by the U.S. Department of Veterans Affairs (VA), but the general guidelines apply are:
- Veterans who served on active duty for at least 90 consecutive days, including at least one full day during a time of war, may be eligible if they also qualify for the basic Veterans Pension and meet the clinical and financial requirements.
- Service in a combat zone is not a requirement. Widowed spouses of eligible veterans may also qualify if they meet the clinical and income requirements and have not remarried.
- World War II: December 7, 1941 — December 31, 1946
- Korean Conflict: June 27, 1950 — January 31, 1955
- Vietnam Era: February 28, 1961 — May 7, 1975, for Veterans who served in the Republic of Vietnam during that period; otherwise August 5, 1964 — May 7, 1975
- Gulf War: August 2, 1990, through a future date to be set by Presidential proclamation or law (for VA benefits purposes, this time of war is still in effect).
- Be 65 or older with no or limited income
- Have a permanent and total disability
- Receive Supplemental Security Income
- Receive Social Security Disability Insurance
- Reside in a skilled nursing facility
- Be bedridden except for medical and therapy appointments and treatments
- Have severe visual impairment (eyesight limited to a corrected 5/200 visual acuity OR less in both eyes OR concentric contraction of the visual field to five degrees or less)
- Reside in a skilled nursing facility because of physical or mental incapacity, including Alzheimer’s and dementia
- Require help with some activities of daily living (ADL's).
- Aid & Attendance without dependents: maximum allowable pension is $22,577, with a monthly rate of $1,881
- Aid & Attendance with spouse and one dependent: maximum allowable pension is $26,766, with a monthly amount of $2,230
- Two veterans married to each other (both qualify for A&A): maximum allowable pension is $35,813, with a monthly amount of $2,984.